i just have to say that if you don’t understand how Social Security and pensions work then stop saying that they are broken or ruined.  they aren’t.

First of all Social Security was never really meant to last forever. next, they work sort of like an Annuity, meaning you pay into it for a certain amount of time and then when you retire (annuitise) they begin paying you.  the problem is not that they broke, but that we have to many slacker, lazy, free loaders, that think that they “deserve” this money.  if you aren’t over the age of 65. you shouldn’t get a damn dime! go get a job and stop being a social parasite! as bad as the economy may seem, there are still plenty of jobs. if need be go work at McDonald’s. they pay higher than you might think ($9.50/hour).

i am reconciled to the fact that i will not be receiving any Social Security Benefits. but it is not cause the system is broken it. it is because of too many people taking money out.  in the 50’s and 60’s there were 10 people paying into SS for every person that was withdrawing. now it is 2.5 people paying in per 1 taking a benefit check.

i think that this current generation (my generation, i might add) seems to be the laziest on centuries. please, stop stealing all the money i worked for and go get a job, learn what hard work is. besides, it builds Character.